Dev Software's Health Policy Management System (HPMS) is an end-to-end policy administration system for retail health products. Complete policy life cycle from product setup, quote, policy issuance, renewal, premium billing, underwriting, claims is available in HPMS. This product also supports integration with peripheral systems for receipting, MIS, TPA, accounting system and many more.

  • Features
  • Advantages
  • Security Features
  • Parameter and Rule Based set-up of Products.
    • Health Policy Management System allows to define unlimited products, benefits and benefit-wise coverage rules. It is flexible to define multidimensional premium rate tables, define age calculation method per product, setup plan and premium rates for each plan.
  • Parameter and Rule Based Policy Admin Processes.
    • Health Policy Management System offer flexibility to select plan during quote creation and to select coverage for spouse or other dependants (Joint Life). It allows annual, semi annual, quarterly, monthly premium payment for regular mode.
  • Premium Computation
    • In Health Policy Management System, premium is calculated for each benefit type (basic and riders) and for primary member and joint lives. Premium discount for joint life cases can also be setup.
  • Contract Creation
    • Contract of policy is created in Health Policy Management System. Post quotation approval, contract can be converted to policy. Straight through processing case can be issued instantly. Partner's can send non straight through processing cases to underwriting. Requirements are also triggered for non straight through processing cases.
  • Health Policy Management System Supports Web Services
    • Web services are used to integrate for online buying of policy, online policy issuance, e-mail policy document and sms application to client.
  • Easy Third Party Integration
    • Health Policy Management System can be Integrated with third party administrator for upload claims for data received from third party administrator. Third party administrator can view history of claims for a policy in all policy years. Third party administrator can compute no claim bonus.
  • Telemarketing and Agency Management
    • Health Policy Management System provides users an option to setup users as tele-marketers or agency sales. It also provides measures for quality check.
  • Accounting Management
    • Health Policy Management System can perform accounting management like batch accounting of transactions, automatic premium appropriation, supports user definable, chart of accounts, configurable accounting matrix per transaction movement, seamless integration with oracle financials.
  • Policy Servicing
    • Health Policy Management System handles all financial and non-financial servicing requests. Premium is calculated for financial impact cases.
  • Reports Generation
    • Health Policy Management System generates reports like IRDA valuation report, premium view report, accounting view report, trial balance report, stamp duty report.
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  • Faster Time To Market
    • Health Policy Management System have given competitive edge to our clients over other competitors for faster timing in marketing.
  • Flexible Policy System
    • Health Policy Management System can be easily integrate to any system environment.
  • Internal Cost Management
    • Health Policy Management System efficiently reduces administrative, manpower costs.
  • Efficient Data Handling and Error Management
    • Health Policy Management System provides platform where users can enter huge amount of data in a single upload file for all transactions which reduces the manned efforts and errors.
  • Scalability and Reliability
    • Health Policy Management System is scalable and reliable to meet growing user and business needs.
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  • Protection Against Cross Site Request Forgery
    • Health Policy Management System performs best against cross site request forgery attack (CSRF) which forces a logged-in victim's browser to send a request to a vulnerable web application, which then performs the chosen action on behalf of the victim.
  • Prevention Against Session Hijacking
    • Health Policy Management System has encrypted information to prevent session hijacking in which an attacker can take advantage of error log information where logged in users error reveals cookies and user information.
  • Protection Against SQL Injection
    • Health Policy Management System provides advanced SQL injection script prevents attacker to catch any database while system is Online.
  • Strong Password Encoding Mechanism
    • Health Policy Management System uses encryption mechanism over normal encoding. Also our application is highly authenticated which does not allow multiple log in.
  • Avoid Click Jacking Attack
    • Many Applications in the market are vulnerable to clickjacking. Health Policy Management System uses x-frame option to avoid click jacking.
  • Prevention Against Improper Input Handling
    • Health Policy Management System use encoding mechanism like HTML or HEX encoding or sanitize or blacklist harmful special characters to prevent any attack because of improper input handling.
  • Security Headers
    • Health Policy Management System has been set with different server headers like x-xss-protection, content-security-policy, x-frame, x-content.
  • Advanced J-Query Version
    • Health Policy Management System is developed with the advanced J-Query Version.
  • Server Side Validation
    • Health Policy Management System is inbuilt with server side validations.
  • Robust Cache Control
    • Health Policy Management System has Robust cache control and back browsing information like User details, Transacted Amount is not disclosed which is generally disclosed in other market applications.
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