Dev Software's AshimaLife® is a comprehensive web based system and a cost effective solution that helps life insurance companies to conduct their core business functions to increase their competitive edge in the insurance business segment. AshimaLife® offers its users to execute a number of core policy processes including rating, binding, issuing, endorsement, risk management, quotation, underwriting, billing, premium collection and allocation, partners or agents management.

AshimaLife® delivers customizable user interface or screens that enables the recording of all data elements and coverage-specific risk information for all lines and all transaction types. AshimaLife® offers its users to upload files and download files feature in a unique way. A huge chunk of data can be uploaded on a single click button. AshimaLife® is a unique administration system which caters to all the process in an easiest way.

AshimaLife® deals with all business processes for a group. It caters to policy issuance, claims, mid-joiner and mid-leavers, refund, premium calculation, servicing, contribution upload and all ULIP transactions.

  • Features
  • Advantages
  • Security Features
  • Flexible Policy Administration System
    • AshimaLife® is easily compatible with any system environment.
  • New Business Management
    • Enable user to upload files for term product ranging from 1 to 50,000 and for mid leavers its from 1 to 10,000.
  • Claims Upload
    • AshimaLife® has a unique feature to cater bulk upload of claims up-to 10,000 on a single click. It also tracks activities associated with claims processing.
  • Fast and Sophisticated Premium Calculators
    • AshimaLife® offers rapid and fast calculating premium calculator, policy calculator, policy surrender calculator, AMC or loyalty-addition calculator, additional interest calculator, minimum floor rate calculator, endowment year end bonus calculator, servicing premium calculator.
  • Easy Transaction Management
    • Single upload file for all transactions across all products.
  • Underwriting Management
    • Automates highly complex underwriting practices, enabling insurers to control their underwriting processes to achieve continual productivity.
  • Agents Commission Calculations and Configuration
    • Easy and fast commission calculations for agents, partners.
  • Reports Generation
    • AshimaLife® generates various reports like premium report, accounting report, statement of accounts reports, unit movement report (UMR), trial balance report, stamp duty report, monthly insurance regulatory and development authority valuation report (IRDA), commission download report, tds payout report.
  • Easy Log Maintenance and Error Identification
    • Dev Software's AshimaLife® generates daily error trigger mails.
  • Responsive User Interface
    • AshimaLife® is user friendly with concise and responsive user interface.
  • Flexible Policy Administration System
    • AshimaLife® gets integrate easily on any system environment.
  • Advanced reports generation
    • AshimaLife® generates advanced reports of premium view, accounting view, statement of account reports, monthly insurance regulatory and development authority valuation report (IRDA) and many more.
  • Process Based Underwriting Management
    • Automates complete underwriting process with system generated trigger mails.
  • Versatile Channel Partner or Agents Management Program
    • Easy calculations of agent commission for channel partner business and provides authenticated access to agents to submit their information about their business.
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  • Protection Against Cross Site Request Forgery
    • AshimaLife® performs best against cross site request forgery attack (CSRF) which forces a logged-in victim's browser to send a request to a vulnerable web application, which then performs the chosen action on behalf of the victim.
  • Prevention Against Session Hijacking
    • AshimaLife® has encrypted information to prevent session hijacking in which an attacker can take advantage of error log information where logged in users error reveals cookies and user information.
  • Protection Against SQL Injection
    • AshimaLife® provides advanced SQL injection script prevents attacker to catch any database while system is Online.
  • Strong Password Encoding Mechanism
    • AshimaLife® uses encryption mechanism over normal encoding. Also our application is highly authenticated which does not allow multiple log in.
  • Avoid Click Jacking Attack
    • Many Applications in the market are vulnerable to clickjacking. AshimaLife® uses x-frame option to avoid click jacking.
  • Prevention Against Improper Input Handling
    • AshimaLife® use encoding mechanism like HTML or HEX encoding or sanitize or blacklist harmful special characters to prevent any attack because of improper input handling.
  • Security Headers
    • AshimaLife® has been set with different server headers like x-xss-protection, content-security-policy, x-frame, x-content.
  • Advanced J-Query Version
    • AshimaLife® is developed with the advanced J-Query Version.
  • Server Side Validation
    • AshimaLife® is inbuilt with server side validations.
  • Robust Cache Control
    • AshimaLife® has Robust cache control and back browsing information like User details, Transacted Amount is not disclosed which is generally disclosed in other market applications.
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